How to Protect Yourself When Securing A Home Loan: Two Inconsistencies to Prepare For

Image of hands protecting a house
Whether you’re practicing self-defense or trying to secure a home loan as a first-time homebuyer, you need to be prepared and knowledgeable to protect yourself. Without the right information or preparation, there’s no way to tell if a home loan or a loan officer is the right fit for you.  Mortgages vary. You could call
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Pros and Cons to Debt Consolidation Loans

Debt consolidation is the act of refinancing your home, or taking out a 2nd mortgage, to pay off several smaller loans including retail or consumer loans that may not be tied to your home. It’s a way to help people gain control of their finances; instead of having all types of loans with various interest
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3 signs an adjustable rate mortgage might be right for you

You don’t have to go very far to find the news that mortgage interest rates are at historic lows.  And with rates this low, common sense might tell you it’s time to lock in that low fixed rate loan, right? Not so fast! Remember that when fixed rates are low, that means adjustable rates are
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How to Calculate Monthly Mortgage Payments

It is important for anyone who is considering obtaining a home mortgage to learn how to calculate monthly mortgage payments or the amount of money you pay each month to buy your home. A variety of factors play a role in what this cost will be, including your interest rate, the length of the loan,
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