Important Changes in FHA MIP Calculations

FHA loans have grown substantially over the past decade, primarily because of the benefits that these loans offer to families with low to modest budgets. The perks to choosing an FHA loan, one that is backed by the Federal Housing Administration, are plentiful and include lower down payments, more forgiveness toward poor credit and the
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Why the New Construction Market is Gaining Strength

In the years following the local housing rush which followed Hurricane Katrina, many home builders have lived through a dramatic slowdown in St. Tammany new construction market. Some experts attribute this to the rapid influx of post-Katrina new residents, and others to the general slowdown in the housing market which has affected the rest of
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Finding a Mortgage Broker who specializes in Less Than Perfect Credit Mortgages

In days past, if you had a less than perfect credit rating it usually meant that someone was irresponsible or simply unethical in how they handled debt. Today, many hard working people have less than perfect credit due to a number of reasons not all of which are under their control. At the same time,
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I Have a New Home and Mortgage, Now What?

First of all, congratulations are in order! With the requirements for getting a loan becoming stricter all the time, it is no small feat to buy a new home today. But now that you have your home and mortgage (link to home page), you are probably wondering what comes next. In addition to enjoying your
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