Is Mortgage Insurance Required Regardless of Your Down Payment?

House, keys, and calculator on top of paperwork
Do you know what to expect when it comes to mortgage insurance as you work to become pre-approved for a home loan and eventually secure your home loan from a loan officer? In my last blog post, I touched on the basics of home loan insurance (read here!). In that post, I explained that you are
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Mortgage Loan Options: What you need to know to get the RIGHT loan for YOU!

Home Loan Options
What do you know about home loans? Whether seeking to get pre-approved for a home loan as a first-time homebuyer or learn the process of how to buy a house, knowing what mortgage loan options you have available is an important part of the process.  As a home buyer looking to find a home loan,
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Mortgage Pitfalls: Explaining Why Advertised Mortgage Rates aren’t Always What You Get

Ad for Mortgage Rates
When was the last time you encountered something that seemed too good to be true? Unless you got lucky, I’m going to go out on a limb and assume that it really was too good to be true. This is often the case with advertised mortgage rates.  The most common pitfall I encounter as a
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Fixed Rate and Adjustable Rate Mortgages: What You Should Know

There are a variety of mortgage loans that are available to homeowners who want to purchase a home. It’s important to be aware of the various loan options so that you can make the best decision based on your long term goals and the monthly payment you can afford. Here are the top five mortgages
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3 signs an adjustable rate mortgage might be right for you

You don’t have to go very far to find the news that mortgage interest rates are at historic lows.  And with rates this low, common sense might tell you it’s time to lock in that low fixed rate loan, right? Not so fast! Remember that when fixed rates are low, that means adjustable rates are
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