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Should I Pay Mortgage Points?

Wednesday, 18 July 2018 by Stephanie Weeks
If you are buying a home or refinancing, you have probably heard about “mortgage points.” This form of pre-paid interest can save you thousands of dollars over the course of your loan but in many circumstances is not worth the upfront cost. How do you know whether to pay points or not? Here’s a quick
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  • Published in Advice, buying a home, Checking rates, Closing, home loan, home loan, home mortgage, Home Ownership, Home Purchase, Lender, loan, long-term goals, mortgage, mortgage payment
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Why the New Construction Market is Gaining Strength

Tuesday, 23 April 2013 by Stephanie Weeks
In the years following the local housing rush which followed Hurricane Katrina, many home builders have lived through a dramatic slowdown in St. Tammany new construction market. Some experts attribute this to the rapid influx of post-Katrina new residents, and others to the general slowdown in the housing market which has affected the rest of
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  • Published in Advice, buying a home, Checking rates, home loan, home loan, Home Location, home mortgage, Home Ownership, Home Prices, Home Purchase, Lender, loan, long-term goals, Mortgage, mortgage, Purchasing a home
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Why do closings always seem to have unwanted surprises?

Tuesday, 13 December 2011 by Stephanie Weeks
It’s one of the most stressful things mortgage originators, realtors and buyers ever face – last minute emergencies with closings.  Without careful and considerate management, it is easy for a client to find themselves in a strung-out paperwork battle and a fight against time.  But fortunately, the mortgage lending process doesn’t have to be this
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  • Published in Advice, Closing, home mortgage, Lender, Mortgage, plan management, refinance, Tips
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Can a Parent Co-Sign on a Mortgage?

Tuesday, 08 November 2011 by Stephanie Weeks
This is a very common question, especially with first time home buyers. A parent may wish to cosign on a mortgage loan if he or she wishes to provide help to their child to qualify to purchase a home. Many adult children may not have good credit or adequate experience with credit to obtain a
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  • Published in Lender, loan, Mortgage, mortgage
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