If you feel like you’re not going to make it out of the home buying process with your sanity, my book Mortgage Peace was made specifically for YOU! In just 68 pages you will learn the necessary tools to obtain the perfect mortgage to meet your financial needs/goals, all while maintaining peace of mind. This

The kids heading back to school for the start of their new year makes me take a moment and look back at my year so far. I can’t believe it, but this marks my 14th year in the mortgage business… a crazy business with all kinds of ups and downs that I certainly never planned

Sometimes there are things you’d like to have, but can live without. Other times, you just gotta have something. And you’re willing to move mountains in order to get It! Know the feeling? Last month we had a customer who simply HAD to have this one particular home. You see, this wasn’t their first try.

When crazy events happen in your life, do you ever wonder if maybe the universe creates a little chaos every now and then so you will learn an important lesson? It seems like that happens to me all the time 🙂 All my well-laid plans go out the window and the messages I’m supposed to

Achieving an appropriate work-life balance has become increasingly difficult in our modern era. Companies are hiring less people and spreading more work to the employees they already have. There are also unwritten expectations in many companies for employees to answer emails, take calls and schedule meetings in off-work hours, weekends and even vacations. However, having

An estimated 72% of U.S. residents own a smartphone, according to the PEW Research Center. While the iPhone attracts the most buzz and attention, Android is certainly close on Apple’s tail. This smartphone sleeper candidate is lauded for its opportunities for personalization, sophisticated hardware, and comfortable price points. If you’ve been thinking of joining the

When you are applying for a mortgage, it is easy to find yourself confused and frustrated with all of the terminology.  Let’s start with the basics – are you supposed to go to a mortgage broker, or a direct lender, or are they the same person? Lenders and brokers do have quite a few similarities,

The media has it all wrong – securing mortgage approval and satisfying credit underwriting guidelines are not the difficulties plaguing mortgage consumers. It’s in meeting the rigorous documentation requirements that most people fall flat. The good news is, the fix is simple. Just scan, photocopy, fax, and deliver every aspect of your financial life. Then,

It’s a common question we are asked:  “How will you know when those rates are going to drop?”  And while we cannot predict exactly when or where your quoted interest rate might change (or by how much), after awhile we have learned to follow a general sense of what rates are going to do.  We