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Recent Feedback: Refinancing

Thursday, 14 January 2016 by Stephanie Weeks
Recently we received an encouraging bit of feedback on a refinance we had the pleasure of coordinating. We were especially pleased that our clients found our approach informative, and delighted that they decided to recommend us in the future! Here’s a bit of their kind words: “Stephanie, My husband and I were very pleased with
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  • Published in Refinancing
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Prepayment Penalties: What You Need to Know

Tuesday, 27 March 2012 by Stephanie Weeks
What are Prepayment Penalties? Whether you’ve recently applied for a mortgage loan or are considering doing so, it’s important to familiarize yourself with prepayment penalties. Prepayment penalties are exactly as they sound; they are penalty fees charged to the borrower for paying off their loan before a certain time period. Generally speaking, the penalties are
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  • Published in Advice, home loan, home mortgage, refinance, Refinancing, Tips
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Rules of thumb about when to refinance

Friday, 07 October 2011 by Stephanie Weeks
Deciding when is the best time to pull the trigger on a home loan refinance, as a rule of thumb, is not always clear. Refinancing seems like a new opportunity to get a better interest rate or perhaps even to take funds out of equity to use for your own benefit. The problem is, though,
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  • Published in home loan, Mortgage, mortgage, refinance, Refinancing
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What is IRS Form 4506 why does my lender want it?

Tuesday, 23 August 2011 by Stephanie Weeks
When applying for a mortgage , your lender may ask you to sign and submit a Form 4506. It is a form we get directly from the IRS which some mortgage lenders may require you to complete as part of your loan application. What is a 4506 used for? Form 4506 T, as it is
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  • Published in Advice, Checking rates, Lender, Mortgage, News, Refinancing, Second Mortgages
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What is a Second Mortgage?

Thursday, 11 August 2011 by Stephanie Weeks
A second mortgage is a home mortgage that you take out in addition to your first. It is a different arrangement from a refinance. When you refinance a mortgage, you simply take out a loan that loan replaces your existing mortgage. A second mortgage is written in addition to your first mortgage so you have
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  • Published in Advice, Refinancing, Second Mortgages
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Can You Refinance a Home Mortgage into One Name?

Tuesday, 12 July 2011 by Stephanie Weeks
As mortgage lenders, one question we are often asked is whether or not you can refinance a home mortgage into just one person’s name.  There are some cases where you may want to have your mortgage debt in one name only. This can be done, but it will depend upon a couple of things: Credit
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  • Published in Advice, Mortgage, Refinancing, Tips
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What are the Benefits of Cash Out Refinancing?

Tuesday, 21 June 2011 by Stephanie Weeks
Cash out refinancing is a way that you can borrow money against the investment you have in your home by refinancing more than the balance you owe on your home mortgage. It’s important to remember that this is, in fact, a loan. It’s not a profit that you’re making off of your home and is
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  • Published in Advice, Refinancing, Tips
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When to Consider Refinancing Your Mortgage for a Better Rate

Tuesday, 24 May 2011 by Stephanie Weeks
If you have an adjustable rate mortgage or a home mortgage with rates that aren’t favorable, you may want to consider refinancing. Before you do, however, you have to take a look at your situation and see if it’s a good time to go through with it. Even though the rate will drop, there are
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  • Published in Advice, Mortgage, Refinancing, Tips
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The Dos and Don’ts of Buying a New Home

Tuesday, 10 May 2011 by Stephanie Weeks
The thought of finally having your own home and not having to worry about throwing your money away on rent each month can be very exciting. Of course, before you get too enamored with the idea of becoming a homeowner, you need to temper that excitement with rational thinking. The following dos and don’ts can
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  • Published in Advice, buying a home, Careers, Home Ownership, Purchasing a home, Refinancing, Tips
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Tips for choosing the right mortgage lender

Tuesday, 29 March 2011 by Stephanie Weeks
If you are getting ready to purchase a home, or are trying to refinance your loan, you need to make sure that you are working with the best mortgage lender. That means finding a lender who will get you a great rate, but will also make sure that you understand the process and important paperwork
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  • Published in Advice, buying a home, Checking rates, Refinancing, Tips
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