How to Prepare Your Home for an Appraisal | Tips for Getting your Home Appraised

Tips to follow when getting your home ready for a Home Appraisal. After you’ve accepted an offer to sell your home, your property will be appraised to see if it’s worth what the buyer is offering. This appraisal is crucial to making sure the sale goes through smoothly. If it comes in too low, the
Read more
No Comments

How Long Should You Keep Your Mortgage Papers?

It feels great to take the time to declutter and organize your home for a fresh start. As you sort through your file cabinet and see how much room all your mortgage documents take up, you may wonder how long you need to hold on to all that paperwork. Here’s what you need to know
Read more
No Comments

5 Questions Unmarried Couples Should Ask before Buying a Home

Roughly 9% of all U.S. homebuyers in 2020 were unmarried couples. If you and your partner are considering a house purchase before tying the knot, there are some important questions you should ask yourself to see if it makes sense.   How does the law see our purchase? In a few states, you are considered
Read more
No Comments

The Mortgage Process 10 Commandments

10 Commandments Thumbnail
  A lot of problems arise because a consumer doesn’t understand what’s happening behind the scenes of getting a mortgage. My mission is to change that!  Understanding that process, the timelines, and the guidelines more accurately can help you with a smooth and on-time closing. Since less than 50% of mortgage applications get to closing,
Read more
No Comments

My New Year’s Resolution for 2019: Let’s Be Nicer to Ourselves This Year!

New Year’s Resolutions feel like a good thing, but they’re not always good for our self esteem. Lose weight. Stop smoking. Eat better. What do they all have in common? There’s an element of beating ourselves up in every one of them. How about we try something different and be nicer to ourselves next year?
Read more
No Comments

Simple is better – My 2019 New Years Resolution

This year it feels like we’re getting ready for Christmas earlier than ever. Walmart had Christmas decorations up sometime in late September. What the HECK?!?! So I’m jumping on the bandwagon and making my New Year’s Resolution right now! “Simple is better” is my 2019 mantra! Technology is a Blessing & a Curse At this
Read more
No Comments

Should I Pay Mortgage Points?

If you are buying a home or refinancing, you have probably heard about “mortgage points.” This form of pre-paid interest can save you thousands of dollars over the course of your loan but in many circumstances is not worth the upfront cost. How do you know whether to pay points or not? Here’s a quick
Read more
No Comments

What can happen when you don’t trust your gut

Do you ever get that nagging feeling that something’s not right… that feeling deep down inside when your internal alarm bells are going off? Some people would say it’s a gut feeling. Others might call it intuition. But no matter what you call it, when it comes to buying a home, you should always trust
Read more
No Comments

5 Lessons it Took Me 14 Years to Learn

The kids heading back to school for the start of their new year makes me take a moment and look back at my year so far. I can’t believe it, but this marks my 14th year in the mortgage business… a crazy business with all kinds of ups and downs that I certainly never planned
Read more
No Comments

When You Just Gotta Have It

Sometimes there are things you’d like to have, but can live without. Other times, you just gotta have something. And you’re willing to move mountains in order to get It! Know the feeling? Last month we had a customer who simply HAD to have this one particular home. You see, this wasn’t their first try.
Read more
No Comments