New Year’s Resolutions feel like a good thing, but they’re not always good for our self esteem. Lose weight. Stop smoking. Eat better. What do they all have in common? There’s an element of beating ourselves up in every one of them. How about we try something different and be nicer to ourselves next year?
This will blow your mind! There are around 14 or so million people, at least in a year that apply for a home mortgage, but only half ever get to a closing. HALF! That’s 7 million people a year who get turned down for a mortgage loan! It frustrates me to no end because I
This year it feels like we’re getting ready for Christmas earlier than ever. Walmart had Christmas decorations up sometime in late September. What the HECK?!?! So I’m jumping on the bandwagon and making my New Year’s Resolution right now! “Simple is better” is my 2019 mantra! Technology is a Blessing & a Curse At this
If you feel like you’re not going to make it out of the home buying process with your sanity, my book Mortgage Peace was made specifically for YOU! In just 68 pages you will learn the necessary tools to obtain the perfect mortgage to meet your financial needs/goals, all while maintaining peace of mind. This

The wrong way to get a mortgage

Some mortgage loans have happy endings. Others can turn into nightmares where you feel nauseated every month when you open your mortgage statement and wonder… how did I wind up with this loan? Sadly, this happens too often. It’s the reason I wrote Mortgage Peace in the first place. When Bad Things Happen to Good
If you are a military veteran or are currently serving active-duty, there is an incredible mortgage loan available to you through the Department of Veterans Affairs – the VA loan. VA mortgages are made through regular lenders but backed by the Department of Veteran Affairs, reducing the risk to the lenders themselves. Here are the

Should I Pay Mortgage Points?

If you are buying a home or refinancing, you have probably heard about “mortgage points.” This form of pre-paid interest can save you thousands of dollars over the course of your loan but in many circumstances is not worth the upfront cost. How do you know whether to pay points or not? Here’s a quick
Do you ever get that nagging feeling that something’s not right… that feeling deep down inside when your internal alarm bells are going off? Some people would say it’s a gut feeling. Others might call it intuition. But no matter what you call it, when it comes to buying a home, you should always trust
If you’ve got a Rural Housing loan in process or thinking about going that route, call us to make sure you get your loan! The Rural Housing Single Family Guarantee Loan Program announced on September 19, 2017 that the USDA loan program will experience a two week lapse in fundings starting October 1, 2017. During

The Super Hero Lender

Here’s a testimonial directly from one of our recent borrowers. These are her words 🙂 “Being first-time home buyers, we were very nervous and scared about buying our first home. Finding a home that was just right for us wasn’t our only challenge. We also needed a lender that was perfect for our situation. When
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