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Realtors: 3 little things are sabotaging your real estate business
A new client comes in to let you handle their real estate transaction. They don’t have a lender yet. You do what you’ve been told is the right thing… the ethical thing. You give them 3 business cards of lenders you have good relationships with. Heck, we might even be one of them. But that one little move is sabotaging your business and you don’t even realize it. You’re 2 cards away from getting what you really want which is for your lender to close the transaction in a high-touch, low-stress manner which makes the customer want to come back...
April 19th, 2018 Realtors: 3 little things are sabotaging your real estate business
Mortgage Lenders and Your Bank Statements: What Do They Look For?
If you’re considering buying a home, it’s important to make sure your finances are in proper order before you start looking for a house. Having your finances in shape, and well-organized is essential. You not only need to provide your taxes, proof of employment and paystubs, but also your bank statements. In fact, the bank statements are a very important element considered by mortgage lenders. However, many people are unaware of exactly what we lenders are looking for in these statements. Why Does the Mortgage Lender Want to Look at the Bank Statements? A lender wan...
February 21st, 2018 Mortgage Lenders and Your Bank Statements: What Do They Look For?
One hour could change your life forever
Sometimes change is hard. It can take weeks, years. Crying, therapy. Sweat, motivation. Other times, change is easy. We’re granted the gift of wisdom. We see things differently. Getting a mortgage loan can go either way. You can make it hard. Fighting with underwriting the whole way. Stressing over documents, approvals. Wondering about your rates or fees. Feeling exhausted when it’s over. We believe it doesn’t have to be that way. It can be enjoyable. Relaxed. You can feel confident when it’s over and proud of your loan. Pulling Back the Curtain La...
December 4th, 2017 One hour could change your life forever
How you can make a difference in the life of a veteran
Everyone makes a point on Veterans Day and Memorial Day to thank our veterans for their service to our country. But what about the days in between? Those of you (like me) who come from non-military families can probably relate to the feeling that we could (and should) be doing more for those who sacrifice so much to make our lives as wonderful as they are. It’s time to change that! The question is, HOW? Well, there are any number of ways to show your support for our veterans. But I’m here to give you an easy one that you can do almost anytime. Ready? Here it is&h...
November 15th, 2017 How you can make a difference in the life of a veteran
YANKED - Avoiding the 11th hour mortgage loan turndown
You’ve picked out your home. You gave the sellers a deposit. You paid for the appraisal and the inspection. The lender says they just need a few more documents. Your loan closing is less than a week away. You’ve done everything right. Then it happens. YANK! Your lender tells you the last documents you sent it won’t work and they won’t be able to do your loan. In other words, they’re turning you down. You may lose your deposit and your appraisal money. Not to mention quite a bit of sleep due to the giant stress ball you were just hande...
October 23rd, 2017 YANKED - Avoiding the 11th hour mortgage loan turndown
An expensive but common home buying mistake to avoid
Buying a home is expensive! First you’ve got the cost of the home. Add on the required things...appraisals, inspections, taxes, insurance, maybe even repairs. Then you’ve got discretionary things like furniture, landscaping & decorations. Total it all up and you’re making a major investment! The sheer risk of losing your hard earned money is one of the reasons why we believe you should always understand WHY these details are important when it comes to buying a home. The cold hard truth is that any single mistake could cost you thousands of dollars or worse - m...
October 16th, 2017 An expensive but common home buying mistake to avoid