Simple is better – My 2019 New Years Resolution

This year it feels like we’re getting ready for Christmas earlier than ever. Walmart had Christmas decorations up sometime in late September. What the HECK?!?! So I’m jumping on the bandwagon and making my New Year’s Resolution right now! “Simple is better” is my 2019 mantra! Technology is a Blessing & a Curse At this
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Join “The Mortgage Peace Movement”

If you feel like you’re not going to make it out of the home buying process with your sanity, my book Mortgage Peace was made specifically for YOU! In just 68 pages you will learn the necessary tools to obtain the perfect mortgage to meet your financial needs/goals, all while maintaining peace of mind. This
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The wrong way to get a mortgage

Some mortgage loans have happy endings. Others can turn into nightmares where you feel nauseated every month when you open your mortgage statement and wonder… how did I wind up with this loan? Sadly, this happens too often. It’s the reason I wrote Mortgage Peace in the first place. When Bad Things Happen to Good
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Should I Roll My Student Loans into My Mortgage?

Americans owe more today in student loans than ever before and student debt is continuing to rise. As these borrowers start into their careers and become homeowners, they may have the opportunity to consolidate their student loan debts with their home loan. If this sounds intriguing to you, here’s what you need to know before
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What is a Piggyback Mortgage?

In order to achieve the dream of homeownership, many buyers look for creative financing to aid them in their quest. One such option is a piggyback mortgage, which actually involves taking out two separate loans to make homeownership more affordable. These loans can be very helpful, but borrowers must know the risks in order to
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The 10 Commandments of Buying a New Home

As silly as it sounds, just about every customer who comes into our office smiles when they see “The 10 Commandments of Buying a New Home”. People smile when they read them in part because it’s funny, but also because there’s SOMETHING in the list they were thinking about. So the advice is pure gold,
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Are Fixed Rate Mortgages or Adjustable Rate Mortgages better for me?

When you are in the market for a mortgage, one of the many decisions you’ll have to make is whether to apply for a fixed-rate loan or an adjustable rate mortgage (ARM). Both can be beneficial, depending on your situation. Learning the difference between them can ensure you get the right product for your financial
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The Top 4 Reasons You Should Get a VA Loan

If you are a military veteran or are currently serving active-duty, there is an incredible mortgage loan available to you through the Department of Veterans Affairs – the VA loan. VA mortgages are made through regular lenders but backed by the Department of Veteran Affairs, reducing the risk to the lenders themselves. Here are the
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Should I Pay Mortgage Points?

If you are buying a home or refinancing, you have probably heard about “mortgage points.” This form of pre-paid interest can save you thousands of dollars over the course of your loan but in many circumstances is not worth the upfront cost. How do you know whether to pay points or not? Here’s a quick
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Happy Independence Day 2018!

We wish you a Happy Independence Day and hope that your day is filled with great food, fun, friends, family and fireworks. Let us all remember the founding of our great nation and the freedoms we enjoy and all those that have sacrificed so much for us and our country. May we all come together
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